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08 · CATEGORY TOOLS

Business & Finance

VAT, margin, break-even, payroll, investing, and loans.

CATEGORY TOOLS

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066LIVE

VAT Calculator

Calculate VAT and totals from a net amount, or reverse a VAT-inclusive total into net amount and tax.

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067LIVE

Selling Price & Margin Calculator

Calculate profit and margin from cost and selling price, then find target selling price and allowed cost from a target margin.

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068LIVE

Seller Fee & Settlement Calculator

Calculate estimated settlement and net profit after commissions, shipping, and other costs.

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069LIVE

Break-even Point Calculator

Calculate contribution margin, break-even units, and break-even revenue from fixed costs, selling price, and variable cost.

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070LIVE

Unit Price Comparison Calculator

Normalize per-item, weight, and volume prices to compare actual unit prices and savings between products A and B.

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071LIVE

Ad & Sales Performance Calculator

Calculate CTR, CPC, CPM, conversion rate, CAC, ROAS, ROI, and AOV with formulas and denominators.

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072LIVE

Hourly, Monthly & Annual Salary Converter

Convert hourly, daily, monthly and annual pay with editable paid-hour assumptions.

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073LIVE

Deposit & Savings Calculator

Calculate principal, pre-tax interest, maturity amounts, and reference after-tax values for deposits and savings.

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074LIVE

Compound Growth & Future Value Calculator

Project future value from principal, recurring contributions, rate, term, and compounding frequency.

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075LIVE

Loan Interest Calculator

Calculate monthly schedules and total interest for equal-payment, equal-principal, and bullet repayment methods.

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076LIVE

Credit Card Installment Calculator

Calculate monthly payments and total installment fees from purchase amount, installment months and fee rate.

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077LIVE

Investment Return Calculator

Calculate total return and annualized return from purchase amount, current value, and holding period.

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078LIVE

Stock Average Cost Calculator

Calculate weighted average stock cost and target sell price from existing shares and additional purchases.

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079LIVE

Dividend Yield Calculator

Calculate dividend yield and expected annual dividends from share price, dividend per share, and shares held.

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080LIVE

Rental Yield Calculator

Calculate gross and net rental yield from purchase price, deposit, rent, management cost, and loan interest.

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HOW TO USE

How to use business and finance calculators

Separate the reference amounts—tax, cost, selling price, fees, or ad spend—before using the calculated result as a decision aid.
01

Define each amount

Confirm the meaning of net versus total price, cost versus selling price, and ad spend versus ad revenue before entering values.

02

Enter rates and costs

For tax, fees, or margins, verify which amount each percentage is applied to.

03

Cross-check the result

For settlements, break-even points, and ad performance, include real contract terms and additional costs before making a final decision.

EXPERT CATEGORY GUIDE

How to avoid mixing reference values in business calculations

Business and finance results change depending on whether tax is included, whether a percentage uses cost or selling price, and when fees are deducted. Define each input before applying a formula.

VAT basis

Adding tax to a net amount and extracting the net amount from a tax-inclusive total are opposite calculations. Also confirm the applicable tax rate and taxability.

Margin versus markup

Margin usually measures profit as a share of selling price, while markup measures the increase over cost. The same profit can produce different percentages.

Fees and settlement

Marketplace fees, payment fees, shipping, and advertising may be deducted from different bases, which changes the actual settlement amount.

Break-even point

Separate fixed costs from contribution per unit to estimate required sales volume. Mixing variable costs into fixed costs distorts the result.

Unit-price comparison

Compare products on the same price-per-unit basis rather than total price alone, especially when pack size, weight, or volume differs.

Advertising metrics

ROAS, ROI, conversion rate, and CPA answer different questions. Check which costs are included before using ad revenue to infer overall profitability.

CATEGORY FAQ

Business & Finance FAQs

01What tools are included in this category?+

This page collects the currently available tools related to Business & Finance, and each one can be opened directly.

02Are all tools in this category free?+

The basic tools currently provided are free to use.

03Can I use them without an account?+

Yes. You can open each tool directly without registration.

04Can I use these tools on mobile devices?+

Yes. The pages adapt to phones and tablets.